The loan policy required me to buy a mortgage insurance. Two days ago, I dropped by our local insurance company to fill out the proposal form. While filling out the beneficiary section, the very nice lady (I'm highly impressed with her good mannerism and patience) advised me:
Nice Lady: Ma'am, you can put your children's name even if they are currently under 18.
Pancake: Is that so?
Nice Lady: Yes, but they have to wait till they are 18 to receive the sum of money.
Pancake: Ok, that's good source of info for me but I will still put my two siblings as my beneficiary.
Nice Lady: Oh, how about your husband and your children?
Pancake: I'm not married.
Nice Lady: Oh! I'm so sorry.
Pancake: No, it's ok. My not-married is not your fault. You don't have to apologise (said in a big-sisterly tone to soothe her worries).
When I walked out of the insurance company, I reflected on the entire conversation and I thought to myself: May be the sorry is she felt sorry for me?
Anyway, no matter in what way the sorry is. I'm happy currently in the state I am in :-)